Upload bank files or P&L reports and choose the amount of monthly review capacity you need.
No accounting app connection required. Upload the files you already have.
See what each plan includes before you choose a billing cycle.
| What you get | Free | Pro | Premium |
|---|
AI credits are used for deeper explanations, P&L analysis, report summaries, and scenario interpretation.
Reports can include downloadable PDF summaries, P&L explanation reports, bank activity summaries, monthly income and spending breakdowns, and scenario planning summaries on Premium.
Transactions processed are rows RIVOR reads from uploaded bank files or statements.
Enriched transactions are transactions enhanced with additional merchant or category detail on eligible paid plans.
Switch or cancel anytime.
For monthly review, downloadable reports, and deeper explanations.
Best for monthly small-business reporting.
For higher-volume review, more AI credits, and scenario planning.
Best for higher-volume businesses or multiple accounts.
For trying bank-file review, saved reports, and one basic P&L explanation.
No credit card required.
Create an account and start with the core workflow.
Not ready to upgrade? Start with RIVOR Free .
Need to stop billing? .
New users get extra historical import uploads during their first monthly usage period, so they can bring in past statements without using their regular monthly upload limit.
Upload a Profit & Loss statement or Income Statement and use AI credits for a clear breakdown of revenue, expenses, profit, margins, watch items, and next steps. Free can use all 3 monthly AI credits for one basic explanation. Pro and Premium use 5 credits per full explanation.
Need more? Add extra AI credits or transaction enrichment without changing your plan.